Helping You Secure the Right Loan, the Right Way — with Tambo
Ben Tamburello from Reliant Mortgage specializes in helping homeowners and veteran secure financing quickly and confidently
Our Mission
To respect educate and inspire our clients and customers through a positive home loan experience built on thorough communication dependable processes and fair pricing
our clients reviews:
⭐ ⭐⭐⭐⭐
Thomas and his team were amazing to work with!
They were super friendly, easy to talk to, and
always quick to answer any questions! had along
the way. They made the whole
MATT TURNER
July 30, 2025
⭐ ⭐⭐⭐⭐
Thomas and his team were amazing to work with!
They were super friendly, easy to talk to, and
always quick to answer any questions! had along
the way. They made the whole
MATT TURNER
July 30, 2025
⭐ ⭐⭐⭐⭐
Thomas and his team were amazing to work with!
They were super friendly, easy to talk to, and
always quick to answer any questions! had along
the way. They made the whole
MATT TURNER
July 30, 2025
Ben Tamburello
Mortgage Broker | Navy Veteran
NMLS ID #2468433
With years of experience in home loans and VA financing, Ben knows how to turn complicated lending into a clear, step-by-step plan that works.
His reputation? Fast communication. Brutal honesty. And a track record that speaks for itself.
When lenders stall or banks say no, Ben finds a way. That’s why clients call him not just their loan officer but their homeownership strategist.
Ben’s not chasing numbers. He’s chasing stories the ones that end with keys, smiles, and relief.
Which loan option is best for you?
No matter your goals — buying your first home, refinancing for better terms, or expanding your real estate investments — Apply with Tambo is here to make it happen.
VA Loans
For veterans and service members. No down payment, no PMI, and flexible credit terms.
Conventional Loans
Standard loans with 3–20% down. Strong credit earns better rates and no PMI after 20% equity.
FHA Loans
Low 3.5% down and easier approval for first-time or lower-credit buyers.
Jumbo Loans
For high-value homes above standard limits. Requires strong credit and larger down payment.
USDA Home Loans
Zero-down loans for eligible rural buyers with low-to-moderate income.
Specialized Portfolio Loans
Custom loans kept by lenders, ideal for unique income or property situations.
Our Streamlined Process puts you in control
Easily manage every step of your journey with convenient online access and expert guidance.
Step 1
Apply Online
Complete our quick and secure online application. It only takes a few minutes, and you’ll instantly be connected with one of our loan specialists to review your options.
Step 2
Get Pre-Qualified
Our team will review your information and provide a personalized pre-qualification—no obligation required. You’ll see what loan amount and terms you qualify for before moving forward.
Step 3
Finalize Your Details
Once you’re approved, we’ll help finalize the details and handle all necessary documentation. After signing, funds are typically released within 24–48 hours.
Mortgage Calculators
Calculate your monthly payments.
Mortgage Calculator
Estimate your monthly payments and explore how much home fits within your budget. Our mortgage calculator helps you plan ahead with confidence, showing you real numbers based on your loan amount, interest rate, and term.
Affordability Calculator
Wondering how much house you can comfortably afford? Our affordability calculator factors in your income, expenses, and down payment to give you a realistic range.
Refinance Calculator
Thinking about refinancing your mortgage? Find out how much you could save on monthly payments or reduce your total interest.
Answering your mortgage questions
Frequently Asked Questions
Committed to giving you all the support and guidance you need to find the right mortgage options for you and your family.
What types of home loans are available?
There are several loan options, including conventional loans, FHA loans, VA loans, USDA loans, and jumbo loans. Each has different eligibility criteria, down payment requirements, and benefits depending on the borrower’s financial situation.
How much do I need for a down payment?
The amount varies depending on the loan type and lender. For example:
Conventional loans typically require 3–20% down.
FHA loans may require as little as 3.5%.
VA and USDA loans can offer 0% down payment options for qualified borrowers.
What’s the difference between a fixed-rate and adjustable-rate mortgage?
A fixed-rate mortgage keeps the same interest rate and payment for the life of the loan.
An adjustable-rate mortgage (ARM) starts with a lower initial rate that can change after a set period, depending on market rates.
How do I know how much I can afford?
Lenders consider your income, credit score, debt-to-income (DTI) ratio, and down payment to determine affordability. A general rule of thumb is to keep your total housing costs under 28–30% of your gross monthly income.
What factors affect my mortgage interest rate?
Your rate is influenced by:
Credit score
Loan type and term
Down payment amount
Market conditions
Debt-to-income ratio
What is PMI (Private Mortgage Insurance), and do I need it?
PMI is required for most conventional loans with less than a 20% down payment. It protects the lender in case of default. Once your equity reaches 20%, PMI can typically be removed.
How long does it take to get approved for a home loan?
The process usually takes 30–45 days, depending on factors such as document submission, appraisal scheduling, and lender workload. Getting pre-approved can speed up the process when you’re ready to make an offer.
Apply Now and discover the lowest rates.
Whether you are a potential homebuyer, refinancing homeowner, real estate professional, or investor, I’d love to talk and see how I can help.
Monday - Friday, 8:00 am - 5:00 pm
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